Carry out a valuation survey of the property
Check that you are eligible for the mortgage
send your conveyancer the mortgage offer and instruct them to check:
-the title deeds of the property
-the proposed contract with the seller
- Local Authority and any other necessary searches
- that all mortgage conditions can be satisfied
Contact the seller’s conveyancer to obtain and check:
- the title of the property
- proposed contract with the seller
Make Local Authority and any other necessary searches and check results
Recieve Mortgage instructions from your lender
Prepare all documentation for your signature and report to you
Arrange a detailed survey (check with your
MOVEMATRIX Move Planner)
Arrange Buildings insurance
Arrange life cover
Raise any planning concerns with the council
Lodge deposit with your conveyancer (normally on a purchase only)
Ensure that all necessary papers are signed and returned to mortgage lender
Investigate removal companies
Contracts are exchanged Deposit handed over
EXCHANGE
Put buildings insurance and life cover on risk
Mortgage funds paid to conveyancer
Prepare Completion Statement
Conduct final searches
Request mortgage funds from your lender
Confirm removal company
booking
Book utilities connections
Agree arrangements for hand over of keys with agents
Notify change of address to: banks, building societies, credit card companies, insurance companies, DVLA, doctors,
dentists, Post Office etc
Hand over purchase monies to seller’s conveyancers
Recieve title documents from seller’s conveyancers
COMPLETION
Collect Keys
MOVE IN
Pay any stamp duty Register your ownership with the Land Registry
Deal with storage of deeds